There is a thing called maternity insurance and I thought awesome, we can get cheaper better insurance. Then I read the fine print, it's only if you think you might become pregnant and if you are preggos... then your out of luck.
I kept searching and found people that will insure pregnant women... oh wait... no they won't. I just got off the phone with a guy who tired to convince me to NOT get his insurance. I explained to him that I don't want to pay the $800 dollars a month, I'd rather pay his $400. He didn't care, he kept talking about how much cheaper it will be with my current COBRA plan.
I tried to get the guy to say that they only want my money, but obviously that did not happen. I'm going to try and see if I can get Cobra just for The Wife and I go without. It's not a great plan, but it would save $500. I don't think it will work, but at least I can give it the ol' college try